If I don't have to be in a gun fight, I won't. In this scenario, if I'm given an opportunity to easily run away from a drawn firearm, I'm running away....fast... then calling 911.
I have not trained to be a soldier or police officer. I only want to use defensive firearms to protect my family or myself. Outside of those situations, if I can draw on a bad guy without being observed and take a careful shot, I may consider doing so. But, not being shot at is still my highest priority.
If that makes me a coward, so be it. I am absolutely afraid of being on the wrong end of a gun barrel.