My daughter went to school in Montreal for a few years. She said all the locals wear fur.
Got her up to school ahead of a winter storm, gassed up my car before checking into the hotel, -28 C
She walked to rehearsal in the am , -30 C . Told me her nose hairs froze. She wore a long ankle length down coat under a long ankle length heavy winter coat with fur trimmed hood I got from Cabala's ( they no longer list it)
My son said it was warmer on Mars. Had to wait for NY to open the Northway to head home. Car windows frozen shut, would not open at Customs.