Decent gun safe

[Uzi]

Yes, but it does it count if your grandkids have to finish the job?

Others may take longer, but my point is still quite relevant.

 

[Snappo]

USAA did not ask for serial numbers for my homeowners rider. Renter insurance may differ. USAA has full time staff addressing security and privacy, you can give them a call. I trust my county sheriff and judges but I would trust USAA more than some NY counties or the state with my serial numbers. It is bad business for a company to screw with customers. Some politicians and beaurocrats, however, may not enthusiastically care as much about your s/n privacy.

USAA didn't ask my serial numbers either. I do keep all my S/N's in a spreadsheet and I use CrashPlan to backup to the cloud for $4 a month. Sidearms are all S/N'ed on my carry permit but I assume USAA might wanna know the rifle numbers before they pay out.

I had a guy working on my house about 5 years ago that told me a weird story. He had a man cave on his main floor with a gun safe. He bolted the back of the safe to the 2x4's in his wall. The robbers cut around his safe with a chain saw, pushed it through, and stole the wall and the safe in a pickup truck and drove away. Bizarre story, eh?

 

[Snappo]

@Snappo I have USAA and I have been wanting to add my guns to my renters insurance but feel weird about giving them serial numbers Etc.. Any thoughts on this? Is it worth it? I know I can ask them, but in your opinion do you think they take privacy regarding guns seriously?

If you are like me, guns come and go. You get bored and swap stuff with buddies, etc. USAA asked me how much coverage. They logged what I had at a specific moment in time but the value is just an overall number at the bottom. I went with $75K and I think they added the rider to my umbrella (but don't hold me to that). I did a rider for the guns, one for my coin collection, and one for my rolex, omega, movados and heuers. Hold on - lemme check........

OK - it's not in homeowners. They call it "valuable personal property". The broke out guns individually, jewelry as one number, watches individually, and coins as one number too. It's $860 all-in, so I am estimating that $75K of firearms was half of my stuff so maybe $450 to $500 a year.

 

[masterswimmer]

@Snappo it should be attached as a valuable personal property rider to your homeowners policy. Consider this, if you had no homeowners policy with that company there ain't no way they're issuing you a valuable personal property policy as a stand alone policy. It HAS to be attached to something. Your personal umbrella policy is a liability policy whereas your homeowners policy is a property and casualty policy. That is where the protection comes from.

 

[MikeyCNY]

I had a guy working on my house about 5 years ago that told me a weird story. He had a man cave on his main floor with a gun safe. He bolted the back of the safe to the 2x4's in his wall. The robbers cut around his safe with a chain saw, pushed it through, and stole the wall and the safe in a pickup truck and drove away. Bizarre story, eh?

Yeah it's tough to plan for those types of criminals. Unless you bolt it to a concrete basement in a hidden 'closet' of sorts. Even still, given enough time...

 

[Snappo]

@Snappo it should be attached as a valuable personal property rider to your homeowners policy. Consider this, if you had no homeowners policy with that company there ain't no way they're issuing you a valuable personal property policy as a stand alone policy. It HAS to be attached to something. Your personal umbrella policy is a liability policy whereas your homeowners policy is a property and casualty policy. That is where the protection comes from.

I'm not sure how they do it behind the scenes. But if I click on insurance, it's in it's own tab. $800 bucks isn't bad for all that stuff they insure. I would never leave USAA - those folks are a class act. When my kid got in a car wreck they were all over it - made sure she had a rental car to drive, made sure that Steet Ponte charged the right amount for the repair, talked to my kid on the phone to make sure she was OK, talked to me to make sure I was happy with Steet Ponte, etc. These folks are consummate professionals. My only beef (and it's a tiny one) is that they won't let you buy over the counter stocks. They feel penny stocks are too risky. There was a stock I want to buy at like 2 cents because I think it's gonna be the next big thing; but they refuse to allow those stocks in my portfolio. I'm probably going to get a small Ameritrade account just to handle that one item - Stevia.

 

[MilesTeg]

The new house I'm getting ready to build is going to have poured walls and ceiling gun room. Does anyone have a recommendation for a safe door? The game plan is to pour the opening for a specific door. Until I have the money for that door I will frame it up with a steel exterior door.

 

[freddy]

Others may take longer, but my point is still quite relevant.

This is also relevant then?

 

[vanderblack]

@Snappo it should be attached as a valuable personal property rider to your homeowners policy. Consider this, if you had no homeowners policy with that company there ain't no way they're issuing you a valuable personal property policy as a stand alone policy. It HAS to be attached to something. Your personal umbrella policy is a liability policy whereas your homeowners policy is a property and casualty policy. That is where the protection comes from.

State Farm will issue a stand alone, personal property policy based on the value of the item(s) you wish to insure. I was looking for a policy for my drone. My company said they had nothing that would cover it. Someone recommended State Farm. I called the local office and they issued me a policy that day. I had to list the make, model and value. The drone was worth $700 and the policy ran $60/year. It covered theft as well as accidental breakage as well as fly-offs. I asked at the time what else they would insure and was told, just about anything.

 

[Uzi]

This is also relevant then?

I'd say no.

 

[Snappo]

State Farm will issue a stand alone, personal property policy based on the value of the item(s) you wish to insure. I was looking for a policy for my drone. My company said they had nothing that would cover it. Someone recommended State Farm. I called the local office and they issued me a policy that day. I had to list the make, model and value. The drone was worth $700 and the policy ran $60/year. It covered theft as well as accidental breakage as well as fly-offs. I asked at the time what else they would insure and was told, just about anything.

Did Jake say what color panties he was wearing?

 

[I shoot from da hip]

try Craigslist...I picked up a monster 800lb safe on there...no electronics...great condition..for a $600 steal not long ago. It retailed for $1899. They're out there. People are always inheriting them...or finding them in basements and businesses because people don't want to be bothered with moving them.

 

[freddy]

The new house I'm getting ready to build is going to have poured walls and ceiling gun room. Does anyone have a recommendation for a safe door? The game plan is to pour the opening for a specific door. Until I have the money for that door I will frame it up with a steel exterior door.

Graffunder. Made in USA.