What's in your gun safe?

[freddy]

We see questions regarding gun safes here and I am curious as to what is the ratio of contents-to-safe.

If the contents of the safe (guns, optics, jewelry, cash, etc) cost $4000 and the safe itself cost $1000 then the contents-to-safe ratio would be 4 to 1. If the contents of the safe cost $5000 and the safe itself cost $500 then the contents-to-safe ratio would be 10 to 1. I do not know if there is an industry standard for the 'proper' ratio. Most likely the insurance companies have this all figured out. It seems to me that at some point as the ratio gets higher and higher a better safe is called for. I don't know if it is 10 to 1, or if it is 100 to 1.

Fellow NYgunforum members: what is your contents-to-safe ratio?

 

[speedkills27]

nunna business pal

 

[freddy]

nunna business pal

I was careful not to ask for the dollar value - just the ratio. I don't think even the ultra-paranoid types that populate our forum here could object.

My contents-to-safe ratio is about 8 to 1. So that could mean $800 contents in a $100 safe. Alternatively, it could mean $8000 contents in a $1000 safe.

 

[speedkills27]

I was careful not to ask for the dollar value - just the ratio. I don't think even the ultra-paranoid types that populate our forum here could object.

My contents-to-safe ratio is about 8 to 1. So that could mean $800 contents in a $100 safe. It could mean $8000 contents in a $1000 safe.

i was just teasing

 

[Exonautic]

About 40:1 hence my other post about getting a better safe.

 

[freddy]

About 40:1 hence my other post about getting a better safe.

I bet a ratio in that neighborhood (or much higher) is fairly common, but let us see if there are more responses.

 

[Depick]

20 to 1 I really need to upgrade

 

[dubleuhb]

I'm gonna need more time and a calculator.
I have a couple safes now but have no idea what everything inside is worth collectively.

 

[freddy]

I'm gonna need more time and a calculator.
I have a couple safes now but have no idea what everything inside is worth collectively.

It is an interesting exercise. Also, unless you have it already, it might be good to have an accurate inventory of contents, values, and serial numbers if you get robbed.

 

[dubleuhb]

It is an interesting exercise. Also, unless you have it already, it might be good to have an accurate inventory of contents, values, and serial numbers if you get robbed.

Yeah, the serial numbers and stuff I have separate, I've just never really thought about or looked back at what I paid or any value lost or gained on anything.

 

[Eddie Gunks]

0:12

I am storing air........VERY SECURE air! Mine are empty......

 

[Eddie Gunks]

It is an interesting exercise. Also, unless you have it already, it might be good to have an accurate inventory of contents, values, and serial numbers if you get robbed.

Just photograph what you have. (This is acceptable for my insurance co). A great way to proove you own it.

It is a hood idea to walk through your house, video camera on, and film everything you own. (Walk very slowly. Film slowly).

I learned this (too late) after my house burned. Makes it easy to know what you had. (Open drawers and cabinets).

Make sure your insurance policy is "replacement" cost. This way they will pay you to buy new/replace. This is what you want.

 

[freddy]

Just photograph what you have. (This is acceptable for my insurance co). A great way to proove you own it.

It is a hood idea to walk through your house, video camera on, and film everything you own. (Walk very slowly. Film slowly).

I learned this (too late) after my house burned. Makes it easy to know what you had. (Open drawers and cabinets).

Make sure your insurance policy is "replacement" cost. This way they will pay you to buy new/replace. This is what you want.

I do this with still photos. But just be sure to keep a copy of the video/pics off site!

 

[Exonautic]

0:12

I am storing air........VERY SECURE air! Mine are empty......

0:infinity than???

 

[E the massive]

Whats the street value of a man packable nuclear device?

 

[Defilade]

Life:1

 

[Bob]

What's in my safe?
Not nearly enough. That's as far as I'll discuss.

 

[Bananabandit]

Lets just say Im using a tin can to keep my gold bars safe.

 

[Criticalt]

I have no idea
my house is my safe and everything inside is the contents.

 

[Phazer]

Whats in your safe?

Nothing. No guns. No ammo. None at all.

Thanks for asking.

 

[Cleck]

One safe is at 7.8:1 I'll have to look at the other one.

I've also photographed my stuff for insurance reasons. My insurance app has a "vault" app where I take pics and add descriptions and approximate value for said things. I'll have to update it, since I don't think I actually added any guns to it, but I'd assume they'd be covered under my homeowners insurance, were they either lost or stolen.

 

[NirvanaFan]

I'm probably up there with 40:1.

Really, my safe is just so my kids don't get access to my guns. I've got a couple dogs, a security system, and somewhat watchful neighbors. If someone wants the contents of my safe, even an expensive one isn't going to stop them.

 

[Exonautic]

I'm probably up there with 40:1.

Really, my safe is just so my kids don't get access to my guns. I've got a couple dogs, a security system, and somewhat watchful neighbors. If someone wants the contents of my safe, even an expensive one isn't going to stop them.

Makes me feel a bit better that I'm nor the only one up there.

 

[Cleck]

Some rough math shows that my other safe is a like over 1.7:1 Looks like I need to work on that

 

[4excal]

4 safes. I failed the high school math regents 3 times but ima gonna guess with 1 full size safe 10:1 the two smaller safes 4:1 the one ITW but hidden inside the closet door (yes, I'm tricky like that) holds the paperwork, titles, will, firearms receipts and important to me baby videos, pictures and momentos.

 

[spat]

About 40:1 hence my other post about getting a better safe.

About the same here.

I don't think a better safe will provide any value though.

Anyone prepared to break into the cheap one will just bring bigger tools if you have a better one.

Any fire sufficient to damage the contents of the cheap one will last long enough to destroy them even in an expensive one.

So, a cheap safe that protects from humidity and casual theft is all that is necessary IMHO, unless you have museum pieces in it....

 

[Exonautic]

About the same here.

I don't think a better safe will provide any value though.

Anyone prepared to break into the cheap one will just bring bigger tools if you have a better one.

Any fire sufficient to damage the contents of the cheap one will last long enough to destroy them even in an expensive one.

So, a cheap safe that protects from humidity and casual theft is all that is necessary IMHO, unless you have museum pieces in it....

My need for a new safe still stands with your added provisions.

 

[spat]

My need for a new safe still stands with your added provisions.

Mine is getting full too

 

[Eddie Gunks]

One safe is at 7.8:1 I'll have to look at the other one.

I've also photographed my stuff for insurance reasons. My insurance app has a "vault" app where I take pics and add descriptions and approximate value for said things. I'll have to update it, since I don't think I actually added any guns to it, but I'd assume they'd be covered under my homeowners insurance, were they either lost or stolen.

Better check. Mine only covers $2500 of guns without a rider. Rider just needs more value. They do not require an itemized list. So that ia good. The photos will suffice they said.

 

[Jsmegs77]

Nothing is in my safe. My property is stored out of state. Oh, I forgot...there's a chinese machete in there, so the kids don't borrow it and destroy the woodwork.