thughes
.357 mag
You will quickly find out that isn't the case when you get a click instead of a bang and that big buck just wanders off.
You *treat* them as if they are loaded for safety reasons. But when you *need* them to be loaded, you better make sure they really are.
I'll take "big buck wanders off" over "I thought it was unloaded" any day. Carry gun gets double triple checked that there's one in the chamber before it goes in the holster. YMMV.