Brian Colt
.45 acp
With the latesest tax bill, an 40% increase over last years due to Star not there (yet?), the time has come to seriously look elsewhere. Need input on Kentucky, Tennessee or the Carolinas. Retirement in a year or so....
getting out
- Thread starter Brian Colt
- Start date
Jmac00
.475 A&M Magnum
well, if you're going to Carolina's, I'd wait a week or two before heading down there. I have a feeling property values are about to drop a tad.
Tennessee is a bit nicer, Kentucky is a bit cheaper. Cost of living in and around Nashville is just retarded high.
I drive through those areas constantly.
I drive through those areas constantly.
Exonautic
.308 Win
why?
Acer-m14
.950 JDJ
masterswimmer
.450/400 Nitro Ex
Have you met Florence?
There is a category 4 hurricane about 2 days away from making landfall
As far as Kentucky I don't know much about it .Paging @MoMan he may be able to help.
I've always liked eastern Tennessee. Seems like a good place. Never been to western Tennessee but also never heard anything good about it.
Western NC is some of the most beautiful land East of the Mississippi
I Like the upland area,of South Carolina (think the I85 corridor and North. That seems like a really good compromise location
The coast is nice too but definitely going to,be hot, humid, risk of hurricane etc..
Not really sure what you like or are looking for
I've always liked eastern Tennessee. Seems like a good place. Never been to western Tennessee but also never heard anything good about it.
Western NC is some of the most beautiful land East of the Mississippi
I Like the upland area,of South Carolina (think the I85 corridor and North. That seems like a really good compromise location
The coast is nice too but definitely going to,be hot, humid, risk of hurricane etc..
Not really sure what you like or are looking for
We've now been in Kentucky for 3 years, and we are still loving our decision. We are in Western KY, less than 20 miles to TN., MO., and about 25 or so miles from IL. We live in the outskirts of a "city" with a population of less than 10k. EVERYTHING down here is cheaper than in NY. Our gas today is right at $2.45/gal.
My property taxes are less than $575/yr. They were a whopping $810 until we hit 65, then qualified for a "homestead exemption". We own a nice size retirement home, right around 1,300/sq ft., 3/br, 2 full baths. It is a brick ranch, built in 1978, has a 2 car attached garage, a nice screened in back patio out the sliding back door, a partially fenced back yard, and sits on just shy of 1/2 acre. I will say that our vehicle registration is a bit high as it is based upon the vehicle value each year, and it did cost me $300 to re-register my truck this year. However, there is no bullshit inspection, smog testing, etc. to pry you from your money.
BUT, the best thing about retiring down her is that ALL of our retirement income is non-taxable state income, including our IRA withdrawals. This is a big deal as it allowed us to actually fund our accounts with tax deferred income when we were working, and now not pay NYS for drawing on it, so it actually was "tax free" NYS income.
I will warn ya though that it can get hot and sticky down here in the summer, and being in the upper 90's and even hitting 100 is the norm for a big part of the summer. Our average snowfall is right around 3" per month for Dec., Jan., and Feb. Our spring starts right around the middle of March, and it is not uncommon for us to have quite a few days in the 70's.
This is absolutely the "Bible Belt", and many things are closed on Sundays. People will ask ya what Church you attend. My standard answer has been: "I don't 'congregate'". Most let it go, some may invite ya to attend their services. It's not like people come knocking on your door to invite ya, just that as ya get to making Friends down here, they may ask ya. It's no big deal to me, I am what I am, I believe what I believe, and that's that.
As far as our gun laws, all I can say is this definitely is a different America than you are used to up there.
I will tell ya, this is the time to set your actual "GTFONY" date. That's what we did, on 2/15/14 I decided I was retiring on 8/21/15 and would be out of NYS by the end of 9/15. We traveled down here in May of 2014, looked at homes, found exactly what we were looking for and purchase it in 2014. We came down a few times during my last year of working, and got things ready for our move. My last day of work was indeed 8/21/15, and we completed our move on 9/15/15. My reason for all of this, is the fact that I am convinced if we didn't set a date in stone and use that last 1-1/2 years to set it completely in motion, that we might still be up there saying "we're outta here next year"!!
Having said all of the above, it is my understanding that as you get closer to the larger cities, like Louisville, or Lexington, it can get a bit more "liberal". But, down here in WKY, we are as conservative as it gets.
I think our Kentucky Flaf says it all: "UNITED WE STAND, DIVIDED WE FALL"
My property taxes are less than $575/yr. They were a whopping $810 until we hit 65, then qualified for a "homestead exemption". We own a nice size retirement home, right around 1,300/sq ft., 3/br, 2 full baths. It is a brick ranch, built in 1978, has a 2 car attached garage, a nice screened in back patio out the sliding back door, a partially fenced back yard, and sits on just shy of 1/2 acre. I will say that our vehicle registration is a bit high as it is based upon the vehicle value each year, and it did cost me $300 to re-register my truck this year. However, there is no bullshit inspection, smog testing, etc. to pry you from your money.
BUT, the best thing about retiring down her is that ALL of our retirement income is non-taxable state income, including our IRA withdrawals. This is a big deal as it allowed us to actually fund our accounts with tax deferred income when we were working, and now not pay NYS for drawing on it, so it actually was "tax free" NYS income.
I will warn ya though that it can get hot and sticky down here in the summer, and being in the upper 90's and even hitting 100 is the norm for a big part of the summer. Our average snowfall is right around 3" per month for Dec., Jan., and Feb. Our spring starts right around the middle of March, and it is not uncommon for us to have quite a few days in the 70's.
This is absolutely the "Bible Belt", and many things are closed on Sundays. People will ask ya what Church you attend. My standard answer has been: "I don't 'congregate'". Most let it go, some may invite ya to attend their services. It's not like people come knocking on your door to invite ya, just that as ya get to making Friends down here, they may ask ya. It's no big deal to me, I am what I am, I believe what I believe, and that's that.
As far as our gun laws, all I can say is this definitely is a different America than you are used to up there.
I will tell ya, this is the time to set your actual "GTFONY" date. That's what we did, on 2/15/14 I decided I was retiring on 8/21/15 and would be out of NYS by the end of 9/15. We traveled down here in May of 2014, looked at homes, found exactly what we were looking for and purchase it in 2014. We came down a few times during my last year of working, and got things ready for our move. My last day of work was indeed 8/21/15, and we completed our move on 9/15/15. My reason for all of this, is the fact that I am convinced if we didn't set a date in stone and use that last 1-1/2 years to set it completely in motion, that we might still be up there saying "we're outta here next year"!!
Having said all of the above, it is my understanding that as you get closer to the larger cities, like Louisville, or Lexington, it can get a bit more "liberal". But, down here in WKY, we are as conservative as it gets.
I think our Kentucky Flaf says it all: "UNITED WE STAND, DIVIDED WE FALL"
Exonautic
.308 Win
not sure how i didn't here about the hurricanes until today.... I'd swear I'm living under a rock sometimes if i ever had time to rest.
Jmac00
.475 A&M Magnum
I got two years to pay off all our debt, then we are buying an RV (Super C) and travel the country. I am SOOO done with this state. Hopefully the economy will hold up through 2020 and the DemocRATS won't fuck up my plans
Jackalope
.45 acp
We chose Tennessee, as the cost of living is very reasonable, and taxes are very low. We bought a home and some acreage earlier this year on the Cumberland Plateau, which has four seasons, but the winters are mild, and the summers aren't too hot. For example, the day after Labor Day I had to take my wife to the airport in Nashville. The temperature at home was 66 degrees at 4:30 a.m., when we arrived at Nashville at 6:00 a.m., the temperature was already 81 degrees. The gun culture is alive and well in Tennessee, and there's no State income tax. We'll be moving down there permanently in 2019, once I retire, and I can't wait! In the mean time we're shuttling our stuff down there. I'm looking forward to avoiding subzero Adirondack winters.
Brian Colt
.45 acp
Excellent info. Thank you all. Just gotta get a chance to go look. Any campground recommendations?
Exonautic
.308 Win
I need a state like Tennessee with a climate like NY with colder summers.
Blimey
.450/400 Nitro Ex
TN is a very nice place and still has seasons.
I love New York weather overall. The last week has been amazing. Each year I love the fall even more.
The taxes are silly and moman makes a great point about retirement money—no tax now and then withdraw in a low-tax state. I’m still a couple decades out.
There is what is known as LBL or Land Between the Lakes. There are multiple camping areas in this 170,000 acre national recreation area, that runs through WKY, and part of TN. The history of how LBL came to be is pretty interesting as well.
Here is a link to their website:
Come outside and play at Land Between the Lakes!